Equipment Rental Financing
The strategic financing partner for rental operators who need to say yes to more customers.
In the equipment rental business, your inventory is your revenue. Every piece of equipment sitting on your lot is a potential booking — and every gap in your fleet is a customer who calls a competitor. Most banks don’t understand the rental model: they underwrite equipment as a depreciating asset, not as a revenue-producing investment. United Leasing & Finance does it differently. We’re a strategic financing partner for rental operators — and we’ve been financing revenue-producing equipment for 60+ years. We structure deals around how your fleet generates revenue, not how a bank’s checklist works.
Financing for Your Revenue-Producing Rental Fleet
We finance the equipment that generates revenue for your rental business — so you can expand your inventory, say yes to more customers, and grow without depleting working capital.
Why Equipment Rental Operators Choose ULF
Experience
With 60+ years of experience financing revenue-producing equipment so we understand the deal structures, seasonality, and equipment lifecycles that most lenders don't.
Rental-Specific Structures
Seasonal demand, utilization cycles, and equipment turnover don't fit a bank's standard payment schedule. We offer seasonal payment structures, step-up terms, and flexible arrangements built around how rental revenue actually flows through your business.
Competitive Interest Rates
With 60 years of industry experience powering the equipment rental space we are a stable business partner equipped with the knowledge and expertise to navigate complex financial landscapes.
Creative Structuring
Flexible terms and payment options designed to align with rental revenue, equipment turnover, and seasonal demand.
100% Equipment Financing
Unlike many banks, we can finance the full cost of your rental equipment — preserving capital for operations.
Fast Approvals. One Contact.
Decisions in days, not weeks. One dedicated financing representative who knows your account and can move when you need to.
Common Questions For Equipment Rental Financing
Absolutely. We can structure your payments to align with your busiest rental seasons, helping you manage cash flow during slower months.
United Leasing & Finance offers equipment finance agreements, leasing options, credit facilities, and refinancing for equipment you currently have with other lenders.
United Leasing & Finance will finance your business essential equipment, vehicles, and other business machinery. We provide financing for customers across a wide range of industries such as equipment rental, fitness, health and wellness, manufacturing, ground transportation, mining, tents and events, and more! We can also finance your customers if you are a dealer or vendor that sells equipment to businesses.
To apply for financing with us, your business must have been operating for at least two years and have a minimum credit score of 675. You’ll need to provide the most recent personal and business tax returns, personal financial statements, and business bank statements.