Syndication Partnerships
Our Buy-Box & Capabilities
We look for high-quality opportunities where our 60 years of expertise can provide a seamless closing experience for you and your client.
Market Coverage:
United States and Canada
Portfolio Purchases:
$5 million+
Transaction Types:
Loans, Capital Leases, TRAC, Vendor Finance, Vehicle Fleets, and Portfolio Purchases.
Deal Size & Exposure:
$300,000 to $5 million
Target Collateral & Industries
We specialize in business-essential, durable assets including:
Transportation:
Light & Medium Duty Vehicles and Vehicle Fleet Management
Construction:
Yellow Iron and Vocational Equipment
Industrial:
Manufacturing, Machine Tool, and Material Handling
Healthcare:
Medical Equipment
Restricted Industries: Please note we do not participate in OTR Transportation, Blue-Water Vessels, Oil/Gas, Cannabis, or Gaming.
Syndication FAQs
United Leasing & Finance actively purchases transactions and portfolios from a diverse range of originators, including community and regional banks, independent finance companies, captive lessors, and equipment vendors.
Yes. We understand that many business-essential solutions include software, installation, or training. We can consider transactions where soft costs do not exceed 20% of the total request.
While our primary focus is on "B" credits or better, we have the flexibility to consider "C" credits when they are supported by mitigating credit enhancements. These may include additional collateral support, significant down payments, letters of credit, or certain forms of recourse.
Yes, we actively participate in equipment finance transactions and portfolio purchases across both the United States and Canada.
To begin a review, we generally require two years of historic financial statements (audited or reviewed preferred), current interim statements, and three months of recent bank statements. Please reach out to Barb Kowalczyk or Laurie Laine to initiate the submittal process.